Terms and Condition

Terms & Conditions — PSL Experts

Terms & Conditions

Effective date: October 17, 2025

1. Introduction

These Terms & Conditions ("Terms") govern your access to and use of the PSL Experts website, services, communications, and related platforms ("Services"). By accessing our website, submitting information through our forms, scheduling an appointment, or otherwise using our Services, you agree to be bound by these Terms.

2. Description of Services

PSL Experts provides informational resources, intake coordination, and borrower matching services designed to help individuals with private student loan concerns request a review and, when appropriate, connect with independent private student loan specialists.

PSL Experts is not a lender, loan servicer, debt collector, credit repair organization, law firm, or financial advisory firm. PSL Experts does not negotiate loans, provide legal representation, offer financial advice, or directly perform debt settlement services.

Submission of information through PSL Experts does not guarantee eligibility for any program, consultation, settlement opportunity, repayment arrangement, loan modification, reduction, forgiveness option, or other outcome.

3. SMS/Text Messaging Terms

By providing your mobile phone number and opting into communications, you consent to receive SMS/text messages from PSL Experts regarding intake follow-up communications, appointment reminders and confirmations, evaluation coordination, requests for additional information, borrower review updates, communications related to connecting with independent specialists, and other informational or administrative communications related to your inquiry. Message frequency may vary.

SMS Opt-Out: You may opt out of SMS communications at any time by replying "STOP" to any message. After opting out, you will receive a confirmation message and will no longer receive SMS communications unless you opt in again.

Help: If you experience issues with the messaging program, reply with the keyword "HELP" for assistance or contact us through the contact information available on our website.

Wireless carriers are not responsible for delayed or undelivered messages. Message and data rates may apply. Contact your wireless provider for information regarding your messaging or data plan.

4. Eligibility

By using our Services, you represent and warrant that you are at least 18 years old, that the information you provide is accurate and complete, and that you have the authority to submit information on your own behalf.

5. No Guarantees

PSL Experts does not guarantee that any borrower will qualify for a specific program, settlement, reduction, repayment arrangement, modification, or other outcome.

Results vary based on individual circumstances, lender requirements, available documentation, and the independent evaluation of any third-party specialist.

Any examples, testimonials, or case studies presented on the website are provided for informational purposes only and should not be interpreted as a promise or guarantee of future results.

6. No Legal, Tax, or Financial Advice

The information provided through PSL Experts is for general informational purposes only.

PSL Experts does not provide legal advice, tax advice, financial advice, investment advice, credit repair services, or professional counseling services.

7. Limitation of Liability

To the fullest extent permitted by law, PSL Experts and its owners, officers, employees, contractors, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising from or related to the use of the Services, reliance upon information provided through the Services, communications with third-party providers, or outcomes related to borrower evaluations or referrals.

8. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable laws, without regard to conflict-of-law principles.

Any dispute arising from or relating to these Terms or the Services shall first be addressed through good-faith discussions between the parties before pursuing any formal legal remedy.

9. Changes to Terms

PSL Experts may update or modify these Terms at any time.

Any changes will become effective upon posting the updated Terms on the website. Continued use of the Services following such updates constitutes acceptance of the revised Terms.

10. Contact

If you have questions regarding these Terms & Conditions, please contact PSL Experts through the contact information provided on our website.

Website: pslexperts.com

Last updated: October 17, 2025

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