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Top Private Student Debt Program That Settles What Banks Said Was “Impossible”
We negotiate directly with private lenders like Navient and Sallie Mae to slash balances by 40–70%. You owe nothing upfront and pay only when your debt is reduced.
🕒 Get your free evaluation before all 5 monthly slots are taken.
✅ Enjoy a 3-day cancellation guarantee — zero risk, total peace of mind.
Why Thousands Trust PSL Experts
Step into a world of clarity and relief. This isn’t another “debt relief company”, it’s a performance-based private student loan program built by certified experts who actually negotiate directly with your lenders. Every plan is designed with precision, transparency, and one simple goal: to help you settle your private student loans for far less than you owe, quickly, legally, and without stress.
Your Financial Shield - Protecting What You’ve Worked Hard to Build: Proven negotiation strategies that defend your income and assets from aggressive private loan collectors, while giving you peace of mind and financial breathing room.
Stop Harassment and Endless Calls: Put an end to disruptive phone calls and letters from private lenders. We take over the communication so you can finally focus on your life again.
Real Debt Reduction, Not Empty Promises: Our performance-based approach helps you settle private student loans for a fraction of what you owe. No tricks, no upfront fees, you only pay when results are delivered.
Certified and Transparent Guidance: Work directly with NACCC certified student loan and credit counselors with over 16 years of experience. Every case is handled by real experts, not call center scripts.
Fast Relief and Credit Recovery Support Many clients see resolutions in as little as 1–3 months. Once your debt is settled, you’ll receive a free credit rebuilding guide and trusted referrals for repair if needed.
What Our Clients Say
Real Stories of Debt Relief and Peace of Mind
Hear from clients who turned stress into relief with the help of our team.
After 13 years of paying off my student loans and never seeing a dent in the balance, I am officially free from the chokehold of crippling student debt! I can’t say enough good things about MyCreditCounselor. Andrew and Ken helped me settle my student loans and made the entire experience smooth and stress-free.
I had an amazing experience working with PSL Experts. He helped me negotiate my private student loans and secured a final settlement at 39%; something I never thought possible with this very stressful and dreadful debt I never believed I could pay off.
They helped me navigate complex student loan issues, was worth every penny.
Verified Results from Recent Clients
These are real examples of private student loan balances that were successfully negotiated down by certified experts. Every case is unique, but the outcome is the same, less debt, more freedom.
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Why Us?
Frequently Asked Questions
Clear answers to help you take the next step toward financial peace.
Will this affect my credit?
Settling private student loans can cause a short-term dip in your credit, but it typically improves once the account is resolved and reported as settled. After settlement, you’ll receive a free credit rebuilding guide and referrals to reputable credit repair partners to help you bounce back stronger than before.
What happens to my cosigner?
Every case is handled strategically to minimize or eliminate impact on cosigners. During your free evaluation, we review your specific loan type and lender policies so we can protect both you and your cosigner throughout the negotiation process.
How much will this cost me?
There are no upfront fees — ever. Our negotiation fee is a small percentage of the amount we save you, paid only after a successful settlement through a third-party escrow. You owe nothing unless we deliver real results.
How long does the settlement process take?
Many settlements close in 1–3 months, depending on your lender and account status. Some cases take longer, but you’ll have consistent updates and a dedicated expert guiding you every step of the way until your debt is resolved.
Testimonials
John Doe
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Jane Doe
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Ready to Get Started?
Take the First Step Toward a Debt-Free Life
Book your free consultation today and get 10% off when you start within 3 days.
Only 20 new clients are accepted each month to ensure personal, hands-on service.